Social Security Benefit Cola For 2025. The estimated average retirement benefit will increase by. Social security retirement and disability benefits for 2025 will start to roll out for millions of americans as early as tuesday and throughout january.

The social security administration released the first actual data that reflects the new adjustment. Inflation continued to cool last year, resulting in a 2.5 percent cola for 2025 for people receiving social security payments, down from 3.2 percent in 2024.